Saturday, June 28, 2014

What are Private Placement Programs

 
Private Placement Programs (PPP) act as a bridge between the public or private sector investors and the financial markets. They provide an opportunity for dynamic flow of funds and thereby increase the trade avenues. This Buzzle article will give you in-depth information about investing in the private placement programs.
 
Tip
Investing in good private placement programs can give yield higher than that from traditional methods of investments.

With the everchanging global dynamics of investments, private placement programs have emerged as a popular sector in the investment market. In the last decade, there were hardly any such programs. However, currently we can find that the Internet is flooded with many such programs. So, what are they? There are types of investments in the market that traders, brokers and investors look out for, in order to earn better returns on their invested money. Examples include equity investing (buying and holding shares on a stock market), managed forex accounts, pre-IPO funding, etc. Similar to such investment programs are private placement programs.

The key players involved in PPP are trading groups, banks who issue bank instruments, brokers, exit buyers like financially strong companies, insurance companies, trusts, pension funds, etc. However, it should be noted that exit buyers are not allowed to participate as individuals. Investors are "invited" for participation and they have to submit a full compliance package which includes POF (Proof of Funds), CIS (Client Information Sheet), passport copy, etc. Exemptions from the Securities Act of 1933 allows an unlimited number of accredited investors to purchase the securities. However, it restricts the number of non-accredited investors to 35. The accredited investors are individuals whose net worth is in excess of $1 million or their annual income together with that of their spouse in exceeding $200,000 or $300,000.

An Overview

If an investor has a large amount of funds and wants to create his own trading program, he will have to undertake the tedious tasks of arranging for bank instruments with the help of an arbitrage transaction, line of credit with trading banks, necessary guarantees, etc. Also, he will have to contact the concerned parties like the banks, brokers, exit-buyers, etc. In addition to this, he will also have to adhere to the FED restrictions. Hence, it is better to enter a program with a trader who has already arranged for the groundwork. All that the investor has to do, is to agree to the contract proposed by the trader. It is essential for the investor to submit the complete compliance package to the trader.

Bank instruments such as Medium Term Notes (MTNs), Bank Guarantees (BG), Line of Credit/Stand-by Letters of Credit (SBLC) and Certificate of Deposits (CDs) are similar to the bonds and shares that a person can purchase or sell. Private placement programs involve the trading of such bank instruments. They are not registered by the U.S. Securities and Exchange Commission (SEC). However, the rules of selling the bank instruments, stocks, bonds and shares applies to the private placement firms and agents. It is mandatory for such firms to inform the SEC about their sales. The placement of sales is generally made by an individual having knowledge in the field of investment banking. Traders make profit in the PPP by buying an instrument or selling it. Sometimes they undertake the buying and selling of similar instruments. They also undertake betting on the price fluctuations between two instruments. PPP comprises common stock or preferred stock, and other types of membership interests, warrants, bonds, etc.

Merits

✓ If you invest in a private placement program you will able to reap benefits of higher yields.

✓ As genuine traders have a predetermined contract with the buyers to purchase the bank instrument at a higher price, it minimizes the risk.

✓ There are very few people who have gained immense wealth through private placement programs. You can be part of their circle if you get a genuine private placement deal.

✓ In a genuine private placement program, the information and interests of the investor are protected, while the profits are multiplied.

✓ If you have hundred million plus in liquid assets, you can undertake the funding of billion dollar projects which will result in larger profits.

Demerits

✗ Most of the private placement investments do not perform as well as they should.

✗ There are many traders who come up with bogus private placement investments. They may con you into investing your money in fraud schemes by making tall and impressive claims about the returns.

✗ Submitting your bank statement, passport and other important documents in the hands of a fraud trader may even lead to identity theft, finance crimes, etc.

✗ Just to make you invest, many private placement brokers will tell you that the bank will not charge fees for blocking funds via MT 760 or SBLC. However, there are chances that the banks will charge fees according to their policies.

✗ If you want to withdraw the investment partially or totally, you will not be able to, as it will remain locked for a certain period.

Some Fundamental Tips

This is a fact that among firms, many have never closed a deal. Undoubtedly, this makes it a tough decision for investors and clients to choose a trustworthy company that has suitable experience in this field. Remember that consulting an expert before investing in a private placement firm can save you from fallacious and misleading brokers.

➭ Personalized Communication
Private investments are never safe to be carried out through emails, messages and Internet phones. Even a phone call is better but never reply to emails or messages and submit any type of on-line forms regarding investment in the private placement programs. Face-to-face communication is very important in the initial stages of investments.

➭ Trust Only Experienced Brokers
When you try to search for a private placement program, you will be surprised to discover thousands of brokers and traders offering you such services. Don't go by the numbers and carefully collect all facts about the broker or firm through which you are going to invest your precious money. Many brokers have never finalized any deal but claim to do so, just to fool the customers. Consult your friends, experts, lawyers and research as much as possible and only then invest money.

➭ Deny Solicitation and Guaranteed Programs
Often in the initial stages, deceitful firms or agents guarantee high returns on your investment even before the program has started. If a broker tries to persuade you through attractive offers of higher returns and provides fast steps to make money, then be alert. People involved in private placement programs do get high returns but that may or may not be achieved due to various constraints. Often firms misguide the clients with false promises just to pull crowds and earn money. Always prefer non-solicitation laws and never predict or forecast unrealistic returns. Misleading investors is a crime and may lead to dire consequences.

➭ Involve Less Number of Brokers
Try involving only 4-5 trusted brokers in a particular program. This should also include the program manager and representative client. A larger chain of brokers leads to division of the profits and money. At the end of a deal, you may not feel satisfied with the negotiations on the profit shared among a large number of brokers.

An investment in a private placement program can be very risky as the traders may not be genuine. Moreover, the investor who is investing in it should be ready to endure high losses. A large amount of capital is required for investing in such programs. Therefore, make sure that you have enough funds for backup in times of losses and crisis.
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